Real estate crowdfunding is a modern approach to property investment that leverages the power of the internet by using an online platform to pool funds from multiple investors to finance real estate projects. Unlike traditional real estate investments, which often require a significant upfront investment and the hassle of managing properties, crowdfunding allows investors to contribute smaller amounts of capital to invest in real estate projects that are professional managed by the developers of the real estate projects. In this way, crowdfunding makes real estate investing available to a wider range of investors and offers individuals a new way to diversify their investment portfolios.

Working in partnership with one of Italy's leading crowdfunding platforms, Divviso has created an innovative crowdfunding/co-ownership investment strategy that enables small investors to use the crowdfunding platform to buy co-ownership interests in a Divviso vacation home property. In addition to earning an attractive financial return on their secured real estate investments, the crowdfunding investors also receive a "soft return" on their investment because they are able to enjoy vacations at the property until all of the co-ownership interests in the property are sold.

Crowdfunding investors who decide to buy a co-ownership interest after staying in the property can roll over their original crowdfunding investment and/or investment returns into the purchase of a co-ownership interest at a discounted price.

Crowdfunding and Divviso's vacation home co-ownership strategy make almost ideal real estate investment partners.
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•  Crowdfunding divides a large real estate investment into smaller investments to make the investment more affordable and more manageable for smaller investors.
• Divviso divides a large, expensive vacation property into co-ownership interests to make the vacation home more affordable and more manageable for foreign vacation homeowners.
•  Crowdfunding investors find real estate investments particularly attractive because the investments are secured by real property that often offers returns equal to or greater than unsecured investments.
• Divviso is able to offer exceptional returns to crowdfunding investors, whose investments are secured by the ownership of a Divviso vacation home property, because Divviso generates the investors' returns by converting the property to co-ownership and then reselling the co-ownership interests at a 20% to 40% markup over the purchase price of the original property.

•  Crowdfunding investors typically invest in commercial and residential property development projects managed by professional developers. These investments are almost always passive, so the crowdfunding investor typically waits until the property is developed and sold before receiving the investment return.
• Divviso's crowdfunding strategy offers crowdfunding investors a unique "bonus" return on their investments. Divviso uses the crowdfunders' investment capital to purchase ready-to-enjoy vacation homes, and it typically takes two to four years to resell all of the co-ownership interests in the property. In the meantime, because the crowdfunding investors are the legal owners of the property, they are able to enjoy the use of the unsold co-ownership interests in the property until all of the co-ownership interests are sold. This "soft" return on their investments, calculated at the normal rental rate for the property, can be worth nearly as much as the crowdfunders' cash investment return.

As with all Divviso Invest to Share options, every crowdfunding property that is purchased and converted to co-ownership creates 10 new Buy to Enjoy co-ownership interests that are available for other dreamers to purchase.

Despite the natural partnership of crowdfunding and vacation home co-ownership, Divviso is the first co-ownership venture to offer a vacation home crowdfunding investment opportunity.